Park Forest: Affordable, and Closer Than You Think!

By Team Hochberg | September 7, 2017

Park Forest made a list recently of among the seven most affordable places to live in the country. If you’re a first time home buyer, you’re trying to navigate the ever-changing real estate process, and how affordable your home is might be the most important factor in your search. If you’re looking in any of…

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America’s Debt: Why $1 Trillion Worth of Credit Card Debt isn’t Necessarily a Bad Thing

By Team Hochberg | September 5, 2017

About once a week someone comes on my TV and tells me that America’s debt is catastrophic, that China is going to take over our country since they own so much of our debt, and that we are all going to die. As always, what’s actually going on with America’s debt is a little bit…

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Closing Costs: How to Understand the Fees on Your New Mortgage

By Team Hochberg | September 1, 2017

Several months ago I debuted my #ClosingCostChallenge. If you bring me a Loan Estimate from any of my competitors that advertise on the radio, I will compare apples to apples with what Perl Mortgage can offer and if we can’t beat the other lender’s costs, I’ll donate to the charity of your choice whatever the…

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Reverse Mortgage Loans: The Most Misunderstood Loan Product

By Team Hochberg | August 14, 2017

Reverse mortgage loans can be great products, but they are undoubtedly the most misunderstood product out there today. Terrible lenders and general con artists love to use the foundation of a reverse mortgage loan to scam people. But that has nothing to do with reverse mortgage loans. Having said that, misunderstanding what a reverse mortgage…

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How To Screw Up Your Credit Score Without Knowing It

By Team Hochberg | August 14, 2017

Normally when you’re screwing something up… you’re aware of it. That’s at least how it normally goes for me. But when it comes to your credit, there is so much misinformation out there that it’s easy to make mistakes that hurt your credit… when you think you’re actually helping. Check this out for more information.…

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Retirement Income: Avoid The Shock

By Team Hochberg | August 14, 2017

Forbes came out with an article discussing “retirement income shock.” Essentially, the different ways that your income can take a hit while you’re retired. This is a scary prospect for most people, and people wind up quickly destroying what they’ve saved if they don’t have a plan on how to maximize their retirement. You’ve gotten…

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The Costs of Not Selling Your Home With a Real Estate Agent

By Team Hochberg | August 11, 2017

We live in the DIY time where everyone thinks they can do anything they can find on youtube. As a result, many people are leaving money on the table when they go to sell their home without a real estate agent. You certainly CAN sell your home without a realtor, but why would you when…

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