What’s My Interest Rate?

By Team Hochberg | September 7, 2017

If I meet someone at a party (by the way… you should invite me to your party) and I tell them what I do, they almost always ask the same question. “What’s my interest rate?” If any person gives you an answer to that question other than, “it depends,” don’t take any financial advice from…

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Credit Card Debt: Are Women Smarter than Men?

By Team Hochberg | September 7, 2017

I have a very important announcement. Women are smarter than men. As you take a moment to recover from my breaking news, check out this article that details how women handle credit card debt more responsibly than men do. If you have questions about your credit, give me a call today at 312-751-1333. I’ll be…

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Sell Your Home at the Right Price: Even if it Needs Repairs

By Team Hochberg | September 7, 2017

You’ve heard me advocate for a while now for people to use realtors when they are buying or selling their home. As much as you think you can sell your home without any help, you can wind up leaving a ton of money on the table. One of the most important scenarios for a seller…

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Park Forest: Affordable, and Closer Than You Think!

By Team Hochberg | September 7, 2017

Park Forest made a list recently of among the seven most affordable places to live in the country. If you’re a first time home buyer, you’re trying to navigate the ever-changing real estate process, and how affordable your home is might be the most important factor in your search. If you’re looking in any of…

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America’s Debt: Why $1 Trillion Worth of Credit Card Debt isn’t Necessarily a Bad Thing

By Team Hochberg | September 5, 2017

About once a week someone comes on my TV and tells me that America’s debt is catastrophic, that China is going to take over our country since they own so much of our debt, and that we are all going to die. As always, what’s actually going on with America’s debt is a little bit…

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Closing Costs: How to Understand the Fees on Your New Mortgage

By Team Hochberg | September 1, 2017

Several months ago I debuted my #ClosingCostChallenge. If you bring me a Loan Estimate from any of my competitors that advertise on the radio, I will compare apples to apples with what Perl Mortgage can offer and if we can’t beat the other lender’s costs, I’ll donate to the charity of your choice whatever the…

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Reverse Mortgage Loans: The Most Misunderstood Loan Product

By Team Hochberg | August 14, 2017

Reverse mortgage loans can be great products, but they are undoubtedly the most misunderstood product out there today. Terrible lenders and general con artists love to use the foundation of a reverse mortgage loan to scam people. But that has nothing to do with reverse mortgage loans. Having said that, misunderstanding what a reverse mortgage…

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